ABSTRACT

The concepts of secure transactions are essential for almost all online transaction. Generally such methodologies were adapted in recent days using one time password. The one time password is a random password generated by the server send to the user for their person authentication access. In contract with the traditional approach the work addresses the concept of two factor authentication for accessing and approving the one time password by the legitimate user. This works on all platforms and applications that are either may be online processed transaction done via system or electronic gadgets. This work will add additional secure measure despite the security poised by the one-time password. Also the work neglects the processing of automatic server processing by implementing the concept of self-reliable code that is generally termed as capcha code.

Keywords: - OTP, Secure transactions, TWO factor authentication, Self-reliable code